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The rate of workforce participation is 62.8% – the lowest since the Carter administration. This bleak economy is the result of the reckless monetary policies of past presidents. As a result, 40% of Americans do not have enough money to…Continue Reading

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CFPB, an agency formed by Dodd-Frank to put pressure on the cash advance loan industry, was a rogue government agency until recently when the courts compelled them to maintain some amount of accountability. The US Court of Appeals for the…Continue Reading

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http://dailycaller.com/2016/10/20/cfpb-should-scrap-not-tighten-small-dollar-lending-rules/ For the last 2 decades, state attorney generals have increasingly associated themselves with national policy making. The most recent example being 8 AGs signing a letter to call on the CFPB (Consumer Financial Protection Bureau) to go more further…Continue Reading

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Payday lenders have been some of the only financial service providers to provide small dollar, short term loans to people all across this country. They allow borrowers – many of them lower income American workers – to get access to…Continue Reading

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It looks like the Consumer Financial Protection Bureau (CFPB) is taking some lumps in recent court proceedings. The bureau recently demanded information and documentation from a well-known college accreditor, and those demands were outright denied by a federal judge in…Continue Reading

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From the day you got your first dollar, you have probably had people advising you on the importance of saving as much as you can. Having an emergency savings fund is important, and getting in the habit of regularly adding…Continue Reading

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When you stop to think about it, the Consumer Financial Protection Bureau (CFPB) has done quite a bit over the course of the last five years. This government watchdog group has managed to put pressure on big banks, bring up…Continue Reading

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There are a lot of different credit card rewards programs out there these days. The majority of people use their credit cards without having any problems. Some experts warn, however, that messing around with credit card rewards programs can be…Continue Reading

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We’ve all seen movies where someone gets kidnapped and then the loved ones of the victim have to pay a ransom to get that person back. This contrived storyline makes for exciting stories, and often mirrors similar situations that happen…Continue Reading

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Just when it seemed that common sense would prevail, the tide turns yet again. This time, it is a case of some House Democrats pulling away from the recent GOP attacks on the Consumer Financial Protection Bureau’s latest proposals. The…Continue Reading