Quick Ways To Save Money
There are hundreds of ways to save money that will have an immediate pay-off in dollars. Try to implement as many of these tips as you can.
Debt Solutions Tip 2. Combine your cable, internet and telephone service. Companies now offer combined services that not only cost less, but offer the convenience of a single bill.
Debt Solutions Tip 3. Brown bag it to work. Be sure to include snack foods like muffins, fruit and cookies for morning and afternoon breaks as well as a lunch. If you also drink the office brew or bring a thermos of coffee, you can save $5 a day. If there’s no lunchroom at work, eat and read the paper at your desk or take your lunch to the park. You’ll be healthier as well as richer.
Debt Solutions Tip 4. Take public transit or car pool instead of driving to work. Depending on where you live and how far you commute, you’ll save money on gas, parking, insurance and wear-and-tear on your car. And cutting out the daily drive to work and back will cause less stress on the environment – and you.
Debt Solutions Tip 5. Go out for dinner just once a month and eliminate take-out foods from your menu. Cook roasts, casseroles and stews that will last a couple of evenings, and keep some frozen dinners, canned soups and pasta sauce on hand for evenings when you are tired and short of time. Cutting back on eating out and ordering in can save you as much as $200 per month. Try BBQ‘s they are fun and in-expensive.
Debt Solutions Tip 6. Get rid of your cell phone or your home phone. Switch to a pay-as-you-go plan and use the phone only when absolutely necessary. By eliminating or severely restricting your use of your cell phone, you can save about $35 a month, depending on your current plan and use patterns. (Or get rid of your home phone)
Debt Solutions Tip 7. Cancel subscriptions to magazines you don’t read and cable or satellite TV services you don’t watch regularly. Cutting back to the magazines and channels that are essential to you can save you $100 or more per year. You can save even more by cutting your newspaper subscription back to weekends only and getting your news at work, on TV or online during the week.
Debt Solutions Tip 8. Convert to a gas water heater. They are more efficient and will save you money in the long run.
Debt Solutions Tip 9. Send away for and follow up on rebates. After you buy a product with a rebate, send in the form that day. Then mark your calendar to remind yourself to follow up with the rebate company if the check hasn’t show up.
Debt Solutions Tip 10. Request a reduction in the interest rate for your home equity line of credit.
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